Reality of rich people.

Most of the rich people have poor backgrounds and are uneducated. They believe in making money rather than wasting time trying to attain education that will earn them peanuts at the end of the day. Each day they get out of bed in the morning,they occupy their minds with money making ideas. So my question is," Should we encourage each other to waste time getting education and work for other people or utilise that time to unlock ideas that will help us make money?